General Mortgage Info

See us FIRST for your mortgage needs.

Getting a mortgage doesn’t have to be a complicated process. We will uncomplicate the mortgage process and help you find the best mortgage to meet your needs. There are so many mortgage options, today. We will take the time to get to know you and your unique needs BEFORE we make a recommendation on a mortgage program for you.

We can offer the same products that the BIG banks and mortgage companies offer…BUT, they can’t offer the same level of service and additional banking products that we offer to our customers! Whatever your needs, we’re here for you:

  • Fixed rate and adjustable rate mortgages
  • Jumbo mortgages
  • FHA and VA mortgages
  • Rural Development loans
  • New Construction

Pre-Qualification lets you shop with confidence. We recommend that you go through the pre-qualification process before you begin shopping for your home or property. It’s important to know how much you can afford, what your monthly payments could be, how much down payment is recommended, estimated closing costs and more. A pre-qualified buyer is generally more attractive to a seller, too, giving you a competitive advantage for the property you want to purchase.

Easy application process. Start your mortgage application online right now (apply now), or contact us and we would be happy to schedule a time to meet that is convenient for you.

We have created an Application Checklist (click here) of items to bring when you meet with us. This will help us provide you with the quickest response to your mortgage application.

We’re here for you AFTER your mortgage closes, too. We can establish an equity line of credit (for your home projects and more!), open checking and savings accounts, and more. We want to be the only bank you will ever need!

State Bank of Belle Plaine – Big bank mortgage products with small town service.


People you know. Bankers you trust.