Will the inquiry about my credit affect my credit score?

If you have a number of recent inquiries, your credit score may be affected due to the possibility that your use of credit may have increased.

However, do not let this stop you from mortgage shopping! All mortgage inquiries that are made within a 14-day period are only considered one inquiry. It is also important to know that all mortgage and auto loan credit inquiries that are made within the 30 day time frame prior to the score being calculated also won’t be included in the report.

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