Am I able to apply for a loan before I find a property to purchase?

One of the best things you can do is apply for a mortgage loan before you find a property to purchase! After applying for a mortgage, we will issue you a pre-qualification subject to you finding the perfect home and provide you with a pre-qualification letter. Having a pre-qualification may be a competitive advantage for you, it will prove to real estate brokers and sellers that you are indeed a qualified buyer, and may also give you more weight in a purchase offer that you make.

When you find a home that you want to call your own, simply call your Loan Officer to complete your application. You will then be able to lock in on our great rates and fees while we complete the processing of your request.

Posted in: mortgages