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| Deposits |
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Checking
| Freedom Checking |
- $100.00 deposit required to open account
- No minimum balance required
- No monthly service charges or monthly maintenance fees*
- No limit on check writing
- Duplicate checks required
- Check images not returned with monthly statement
- No fee Debit Card
- No fee Online Banking
- No fee eStatements
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| Quality Checking |
- $100.00 deposit required to open account
- A monthly service fee of $3.00 will be imposed every statement cycle if the balance in the account falls below $200.00 any day of the cycle.
- A debit item charge fee of $.25 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account) if the balance drops below $200.00.
- No limit on check writing
- Check images are returned with monthly statement
- No fee Debit Card
- No fee Online Banking
- No fee eStatements
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| NOW Account |
- $100.00 deposit required to open account
- Interest will be paid on daily balance of $500.00 or more
- Interest compounded and credited monthly
- A monthly service fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the cycle.
- No limit on check writing
- Check images are returned with monthly statement
- No fee Debit Card
- No fee Online Banking
- No fee eStatements
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| Senior Plus Checking |
- Must be 55 years old or older
- Must stop in and sign up
- $100.00 deposit required to open account
- No minimum balance required
- Interest will be paid on daily balance of $500.00 or more
- Interest compounded and credited monthly
- No monthly service charges or monthly maintenance fees*
- No limit on check writing
- Check images are returned with monthly statement
- No fee ATM/Debit Card
- No fee Visa Travelers Checks
- No fee Money Orders (limit 2)
- No fee Stop Payments
- No fee Notary
- No fee Photocopies (limit 10)
- No fee Online Banking
- No fee eStatements
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| Small Business Checking |
- $100.00 deposit required to open account
- $250.00 average monthly balance requirement
- A monthly service fee of $3.00 will be imposed every statement cycle if the average monthly balance in the account falls below $250.00.
- A debit item charge fee of $.25 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account) in excess of 50 during a statement cycle.
- Check images are returned with monthly statement
- Month-end statements
- No fee Debit Card
- No fee Online Banking
- No fee eStatements
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| Non Profit Checking |
- For not-for-profit business organization customers
- $100.00 deposit required to open account
- No minimum balance required
- No monthly service charges or monthly maintenance fees*
- No limit on check writing
- Check images are returned with monthly statement
- No fee Debit Card
- No fee Online Banking
- No fee eStatements
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| Business Analysis Account |
- This account is designed for businesses that write and deposit a higher volume of checks. With this account you can “earn back” all or part of your service charge with an Earnings Credit on your account balance. The higher your balance, the less you pay in service charges. You receive a charge only if your monthly activity charges exceed your Earnings Credit. The Service charge is calculated at the end of the monthly cycle and will be charged to your account the next month. Please call our Customer Service department for more information.
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| Overdraft Protection |
- Overdraft Privilege – Overdraft consideration exclusively for eligible State Bank of Belle Plaine checking account customers. Please contact a Customer Service Representative for more information
- Ready Reserve Checking – Ready Reserve is a revolving line of credit available through your State Bank checking account. It gives you the convenience of small loans on demand, in addition to the security of overdraft protection. Money will be automatically advanced to your checking account when needed. You will receive a “Ready Reserve Advance” notice in the mail. There may be a fee for this service. Ready Reserve is by application only.
- Savings to Checking Transfer – is available to customers who have both a checking and a savings account. There may be a fee for this service. Money is automatically transferred from your savings account to your checking account when needed. You will receive a notice in the mail when a transfer is made. Savings to checking transfer is by application only.
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Savings
| Money Market Savings |
- $1,000.00 deposit required to open account
- Tiered interest rate
- Interest compounded and credited monthly
- A monthly service fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.
- No fee Online Banking
- No fee eStatements
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| Statement Savings |
- $100.00 deposit required to open account
- Interest compounded and credited each calendar quarter
- A monthly service fee of $1.00 will be imposed every month if the balance in the account falls below $100.00 any day of the month. This fee will be waived for customers under age 18.
- No fee Online Banking
- No fee eStatements
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| Thrift Savings |
- $25.00 deposit required to open account
- No minimum balance required
- Interest compounded and credited each calendar quarter
- An activity charge of $.50 will be charged for each debit transaction (withdrawal, automatic transfer, or payment out of this account) in excess of two during a month.
- No fee Online Banking
- No fee eStatements
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| Christmas Club |
- Open account with any amount
- Deposits made at any time and for any amount
- Checks issued in November for balances in account plus interest
- Interest will not be compounded
- Interest will be credited annually
- No monthly service charges or monthly maintenance fees*
- No fee Online Banking
- No fee eStatements
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CD's
| Certificates of Deposit |
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We offer a variety of CD’s with terms from 91 days to 36 months.
Penalty may be imposed for early withdrawal of any Certificate of Deposit.
Interest Rates and Annual Percentage Yields are subject to change any time.
*No monthly service charges or monthly maintenance fees while the account is active and if the minimum balance requirement (if any) is met
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Please stop in, email or call Rachel Fausch, Norma Kessler, Roseann Youngdahl at (952) 873-2296 for more information regarding our Deposit services.
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Checking